Portfolio Management

It is important for expats staying in Germany to have a comprehensive financial plan for the growth of their investments and retirement funds. Additionally, it is important to plan for all the required insurances.

We at XPAT24 have partnered with premium financial and Insurance Consultants and entities that provide a wide array of services required by expatriates that have relocated to Germany.

Bank Account

Knowing your difficulties with the German language, we make your bank account opening process less complex and stress-free. We take care of all the processes involved and help you understand the various bank account types and the benefits each one offers.

Credit Card

Get the credit card advantage in Germany, whether you are a business person or a salaried individual, and enjoy the flexibility and additional finance options it offers. We will help you choose the right card from the various types that different banks are offering.

Demat Account

We keep track of your investments with a Demat account, which lets you maintain a permanent digital account of your shares, mutual funds, or systematic investment plans. We will assist you with the entire process of opening a Demat account so that you can operate it all by yourself. We are not into shares, but you can use the account to do it on your own. We also provide two options to choose from.

Private Credits

Selecting a private loan matching your present income and repayment capacity can be daunting. We will help you choose a loan with the most suitable terms and conditions, keeping your best interests in mind.


We will make your property dream in Germany come true by helping you navigate the complicated mortgage procedures in Germany. Our end-to-end support services include translation services, understanding complex documents, and negotiation with more than 100 banks. With our help, you can choose the most suitable mortgage with low interest rates.

Retirement Planning

You can plan for your retirement with our guidance, considering factors like your goals and risk tolerance. Our experts will help you understand how the German pension system works and explain the pluses and minuses of available private options.

Mutual Fund Investments

In Germany, mutual funds are an excellent investment option for expats. Our experienced partners in the investment sector will guide you in selecting the right fund that provides high returns across safer and diversified landscapes.

Health Insurance

As a newcomer in an unfamiliar country, getting a proper health insurance policy is essential. We will guide you in choosing between public and private health insurance products after comparing their benefits.

Lifestyle Insurance

If you are residing in Germany, even for a short while, you will need to consider getting insurance policies like third-person liability insurance, house contents insurance, or car insurance. Our partners in insurance will help you assess which plans are the most suitable for your goals.

Indian Desk

NRO & NRE Account

We know remitting money to your family safely and regularly will be a major concern for you. Our experts will get you familiar with the NRO and NRE accounts and the benefits they provide when remitting money, explain their differences and make your account opening process hassle-free. We will address your tax concerns while transferring your money and ensure you remit money tax-free.

Indian Demat Account

A demat account will let you monitor all your investments and maintain a permanent digital account of your mutual funds, shares, or systematic investment plans. We will explain the process of opening a demat account and show you the two options to do so.

NRI Mortgage in India

An NRI mortgage is a must if you are an expat who wants to invest in property in India. We will guide you in picking a mortgage that has flexible tenures and reasonable interest rates with EMIs that you can easily pay.

Fixed & Recurring deposit

There is no better option than fixed and recurring deposits to earn returns on your investment. With us for guidance, you can pick the banks with the best interest rates and flexibility from the various options available.

Indian Investment Portfolio

Our finance partners will provide you with a customized investment portfolio based on your objectives, ensuring your risk is diversified and you receive maximum returns.